How Consumer Portfolio Services Gets You Back On Your Feet
If you have a low credit score and made some mistakes in the past it can be really hard to get back on your feet. Most jobs want you to be able to drive, but car companies don’t want to give you a loan if you have bad credit. That’s where Consumer Portfolio Services comes in, a company who works with different lenders and dealers to find a way to give you a loan. Through them you can find a way to get back on your feet and better yourself, giving you the ability to really get ahead in the world.
First you go to their website and figure out what your payment would be on the car of your dreams. They have a list of some of the people that they work with and they show what states they are active in as well. Second, you find a car that you want and start the process of applying for a loan. Consumer Portfolio Services will then review everything and get back to you with the information you need to proceed. From there, you work with your local dealer to get you into the vehicle of your dreams and sign the contract like anyone else would do.
Payment are made to CPS, with the final title and payoff being their realm as well. You only deal with your dealership in the beginning, taking much of the risk off of their backs and ensuring that you always know who to call if there is an issue.
Most people who go through this company find that they are able to get into the car of their dreams within just a few days and that they payment process is easy to understand and follow. The company also offers rewards for people who pay their loans early and helps rebuild your credit in the process.